Daily mortgage rate commentary and market analysis — the same stories your loan officer's Daily Rate News page carries.
Wed, Sep 2, 2026
The 10-year Treasury yield hit its highest level in nearly three years Wednesday morning, and traders now believe the Federal Reserve’s next move is more likely to be a rate hike than a cut. Here’s w…
Tue, Sep 1, 2026
For most of this year the argument was about when the Federal Reserve would cut. After Chair Kevin Warsh spoke in Jackson Hole on Friday, the market is arguing about whether the Fed will raise . Here…
Mon, Aug 31, 2026
Fed Chair Kevin Warsh spent Friday morning in Jackson Hole telling the world that inflation still isn’t behaving. Bond traders heard him. Over the weekend the odds of the Fed raising rates on Septemb…
Sun, Aug 30, 2026
A single speech in Wyoming reset what traders expect from the Fed this fall — and the 30-year fixed jumped to a three-week high before the weekend. Here’s what actually happened, and what it means if…
Sat, Aug 29, 2026
Kevin Warsh told an audience in Wyoming that inflation is still too high and that money isn't tight enough. Traders heard “we might raise rates,” and lenders repriced within hours. Here's what it mea…
Sat, Aug 29, 2026
Kevin Warsh told an audience in Wyoming that inflation is still too high and that money isn't tight enough. Traders heard “we might raise rates,” and lenders repriced within hours. Here's what it mea…
Fri, Aug 28, 2026
Kevin Warsh gave his first Jackson Hole speech this morning. He called 2% inflation “a firm, fixed target,” said he wants a “quieter Fed” that stops telegraphing its next move, and left the 30-year m…
Thu, Aug 27, 2026
Mortgage rates have edged down two weeks running. But the argument inside the Federal Reserve right now is whether its next move should be up , not down. Here's what that means for your payment. Figu…
Wed, Aug 26, 2026
The Fed's favorite inflation gauge held at 3.3% in July. Mortgage rates barely blinked. Below: what today's number actually changes for you, the one thing that's been pushing rates around more than t…
Tue, Aug 25, 2026
The average 30-year mortgage slipped again last week, to 6.65%. But the bond market has mostly stopped reacting to the economy and started watching one podium in Wyoming — where the new Fed chair giv…
Mon, Aug 24, 2026
The 30-year average slipped for a second straight week. But long-term government bond yields are sitting near the top of their range, and traders have started pricing in something almost nobody expec…
Sun, Aug 23, 2026
The 30-year fixed averaged 6.65% last week, its second small decline in a row. Under that calm surface, bond traders are quietly betting the Federal Reserve's next move might be up, not down — and th…
Sat, Aug 22, 2026
The 30-year average eased to 6.65%. But the Federal Reserve's own meeting notes show three officials voted to raise rates last month, the Treasury Department had to step in to calm the bond market, a…
Fri, Aug 21, 2026
The 30-year fixed fell for a second week in a row, to 6.65%. Behind that small, welcome number is a real argument inside the Federal Reserve about whether the next move should be a cut or a hike. How…
Thu, Aug 20, 2026
Yesterday afternoon the Federal Reserve released the notes from its July meeting. Three officials voted to raise interest rates, and “many” more said a hike would be needed if inflation doesn't cool.…
Wed, Aug 19, 2026
The Federal Reserve releases the notes from its July meeting this afternoon. Mortgage rates have barely budged all month — and the reason has more to do with a gallon of gas than with anything happen…
Tue, Aug 18, 2026
Six weeks ago traders were betting the Federal Reserve's next step would be to raise rates. Two government reports have quietly flipped that bet — and that matters more for your mortgage than anythin…
Mon, Aug 17, 2026
Four reports in ten days all pointed the same direction: America is hiring less, spending less, and feeling worse about the economy. That normally drags mortgage rates down. Instead the 30-year fixed…
Fri, Jul 31, 2026
Mortgage rates moved higher this week, reminding buyers that the path toward lower borrowing costs remains uneven. Freddie Mac’s weekly survey showed the average 30-year fixed mortgage at 6.66% as of…
Wed, Jul 29, 2026
Chart: Federal funds rate, 10-year Treasury yield, and the average 30-year fixed mortgage rate. Source: FRED, Federal Reserve Bank of St. Louis . The mortgage series is provided by Freddie Mac; Treas…