Daily mortgage rate commentary and market analysis — the same stories your loan officer's Daily Rate News page carries.
Fri, Aug 21, 2026
The 30-year fixed fell for a second week in a row, to 6.65%. Behind that small, welcome number is a real argument inside the Federal Reserve about whether the next move should be a cut or a hike. How…
Thu, Aug 20, 2026
Yesterday afternoon the Federal Reserve released the notes from its July meeting. Three officials voted to raise interest rates, and “many” more said a hike would be needed if inflation doesn't cool.…
Wed, Aug 19, 2026
The Federal Reserve releases the notes from its July meeting this afternoon. Mortgage rates have barely budged all month — and the reason has more to do with a gallon of gas than with anything happen…
Tue, Aug 18, 2026
Six weeks ago traders were betting the Federal Reserve's next step would be to raise rates. Two government reports have quietly flipped that bet — and that matters more for your mortgage than anythin…
Mon, Aug 17, 2026
Four reports in ten days all pointed the same direction: America is hiring less, spending less, and feeling worse about the economy. That normally drags mortgage rates down. Instead the 30-year fixed…
Fri, Jul 31, 2026
Mortgage rates moved higher this week, reminding buyers that the path toward lower borrowing costs remains uneven. Freddie Mac’s weekly survey showed the average 30-year fixed mortgage at 6.66% as of…
Wed, Jul 29, 2026
Chart: Federal funds rate, 10-year Treasury yield, and the average 30-year fixed mortgage rate. Source: FRED, Federal Reserve Bank of St. Louis . The mortgage series is provided by Freddie Mac; Treas…
Tue, Jul 28, 2026
Mortgage rates have been moving in the wrong direction for borrowers during July, but home-loan demand has not disappeared. That contrast is the most useful mortgage-market story to watch this week. …
Mon, Jul 27, 2026
The Federal Reserve meets July 28–29, and the bond market is already reacting to inflation, oil prices, and the possibility of another rate increase. Mortgage rates have been moving higher again, and…
Tue, Jul 21, 2026
While last week's CPI and PPI reports were unabashedly great news, the bond market spent Friday and yesterday gradually unwinding most of the resulting gains. The least complicated way to approach th…
Sun, Jul 19, 2026
Mortgage rates edged higher this week as renewed fighting between the United States and Iran brought inflation concerns back into focus. According to Freddie Mac’s latest mortgage-rate survey , the a…
