30Y 6.52% .0815Y 5.88% .12JUMBO 6.43% .045/1 ARM 6.35% .27FHA 6.44% .04VA 5.98% .0110Y UST 4.61% .04
LIVE · July 29, 2026
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Daily Rate Commentary — Tuesday, July 28

Mortgage Demand Is Holding Up Even as Rates Stay Above 6.5%

Mortgage rates have been moving in the wrong direction for borrowers during July, but home-loan demand has not disappeared. That contrast is the most useful mortgage-market story to watch this week. …

By Mike Sutton

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Today's Rate Board

Updated Wed, Jul 29principal & interest onlyFull market report →

30-Year Fixed

6.52%0.08

$1,583 / mo est.

15-Year Fixed

5.88%0.12

$2,093 / mo est.

Jumbo

6.43%0.04

$1,569 / mo est.

5/1 ARM

6.35%0.27

$1,556 / mo est.

FHA

6.44%0.04

$1,570 / mo est.

VA

5.98%0.01

$1,496 / mo est.

Upcoming important economic events

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  • Jul 30Core PCE Price Index MoM (Jun)8:30 AM
  • Jul 30GDP Growth Rate QoQ (Q2)8:30 AM
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