30Y 6.65% .1215Y 6.03% .06JUMBO 6.53% .115/1 ARM 6.59% .24FHA 6.43% .01VA 6.11% .0010Y UST 4.75% .07
LIVE · July 31, 2026

Minh Duong

Loan Officer · ESHL · NMLS #1234567

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Daily Rate Commentary — Friday, July 31

Mortgage Rates Climb Again as Inflation Keeps the Bond Market Cautious

Mortgage rates moved higher this week, reminding buyers that the path toward lower borrowing costs remains uneven. Freddie Mac’s weekly survey showed the average 30-year fixed mortgage at 6.66% as of…

By Minh Duong

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Today's Rate Board

Updated Fri, Jul 31principal & interest onlyFull market report →

30-Year Fixed

6.65%0.12

$1,605 / mo est.

15-Year Fixed

6.03%0.06

$2,114 / mo est.

Jumbo

6.53%0.11

$1,585 / mo est.

5/1 ARM

6.59%0.24

$1,595 / mo est.

FHA

6.43%0.01

$1,569 / mo est.

VA

6.11%0.00

$1,517 / mo est.

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