30Y 6.57% .0315Y 6.01% .10JUMBO 6.43% .035/1 ARM 6.42% .05FHA 6.40% .05VA 5.99% .0110Y UST 4.67% .06
LIVE · July 30, 2026
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Daily Rate Commentary — Wednesday, July 29

Fed Holds Rates Steady, but Mortgage Rates Stay Under Pressure After a Hawkish 9–3 Vote

Chart: Federal funds rate, 10-year Treasury yield, and the average 30-year fixed mortgage rate. Source: FRED, Federal Reserve Bank of St. Louis . The mortgage series is provided by Freddie Mac; Treas…

By Minh Duong

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Today's Rate Board

Updated Thu, Jul 30principal & interest onlyFull market report →

30-Year Fixed

6.57%0.03

$1,592 / mo est.

15-Year Fixed

6.01%0.10

$2,111 / mo est.

Jumbo

6.43%0.03

$1,569 / mo est.

5/1 ARM

6.42%0.05

$1,567 / mo est.

FHA

6.40%0.05

$1,564 / mo est.

VA

5.99%0.01

$1,497 / mo est.

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$2,037 / mo

Principal & interest only — estimate, not a quote.

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