30Y 7.22% ▲.0115Y 6.64% ▼.03JUMBO 7.20% ▼.135/1 ARM 7.13% ▼.10FHA 7.12% ▼.01VA 6.82% ▲.0110Y UST 5.12% ▼.03
LIVE · October 21, 2026

Malcolm Dee

Loan Officer · ESHL

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Today's Commentary — Tuesday, October 20

Oil Just Hit a Five-Month High. That’s Why Your Rate Isn’t Falling.

Crude oil jumped again Tuesday morning, and energy costs are the single biggest reason the 30-year fixed is sitting at 7.40% instead of in the sixes. Meanwhile, new government figures showed home bui…

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