Daily Market Update
Monday, July 13, 2026
Good morning — here's today's look at mortgage rates and what's moving them.
Rates as of 2026-07-09
30-Year Fixed
6.49%
15-Year Fixed
5.82%
Jumbo*
6.45%
ARM*
6.15%
FHA*
6.25%
VA*
6.27%
10-Year Treasury
4.56%
* Jumbo: 30yr_fixed -0.04 (fixed jumbo spread, ported from prior pipeline)
* ARM: 30yr_fixed -0.34 (fixed ARM spread, ported from prior pipeline)
* FHA: 30yr_fixed -0.24 (fixed FHA spread, ported from prior pipeline)
* VA: 30yr_fixed -0.22 (fixed VA spread, ported from prior pipeline)
Fed Bowman Speech
Mon, Jul 13, 5:25 AM EDT
OPEC Meeting
Mon, Jul 13, 6:00 AM EDT
Fed Waller Speech
Mon, Jul 13, 12:30 PM EDT
Budget Balance (Jun)
Mon, Jul 13, 2:00 PM EDT · est. -132.8B
Monthly Budget Statement (Jun)
Mon, Jul 13, 2:00 PM EDT · est. -132.8B